Information We Collect
At rtyfonsystem, we collect information that you provide directly to us,
information we gather automatically when you use our services, and
information we receive from third parties. Understanding what we collect
helps you make informed decisions about sharing your data with us.
Personal Information You Provide
- Account registration details including name, email address, and
contact information
- Financial data you input into our forecasting tools, including
income, expenses, and budget categories
- Payment information when you subscribe to premium features or
services
- Communication preferences and customer support inquiries
- Profile information and preferences for personalized financial
recommendations
- User-generated content such as notes, goals, and custom budget
categories
Automatically Collected Information
When you interact with our platform, we automatically collect certain
technical information. This includes your IP address, browser type, device
information, operating system, and usage patterns. We use cookies and
similar tracking technologies to enhance your experience and understand how
our services are used.
Important: We never store your banking passwords or
credentials. Our platform uses read-only connections through secure,
encrypted channels when you choose to link financial accounts.
How We Use Your Information
We use the information we collect to provide, maintain, and improve our
financial forecasting services. Your data helps us create personalized
budgeting recommendations, generate accurate financial forecasts, and
deliver relevant educational content about financial planning.
Primary Uses
- Processing financial data to generate forecasts and budget
recommendations
- Providing customer support and responding to your inquiries
- Sending service updates, security alerts, and important account
notifications
- Improving our algorithms and developing new features based on usage
patterns
- Ensuring platform security and preventing fraudulent activities
- Complying with legal obligations and regulatory requirements
Marketing and Communications
We may use your contact information to send you educational content about
financial planning, product updates, and promotional offers. You can opt
out of marketing communications at any time through your account settings
or by using the unsubscribe link in our emails.
Information Sharing and Disclosure
We take your privacy seriously and do not sell your personal information to
third parties. However, we may share your information in specific
circumstances outlined below, always with appropriate safeguards in place.
Service Providers
We work with trusted third-party service providers who help us deliver our
services. These include cloud hosting providers, payment processors, and
analytics services. All service providers are contractually obligated to
protect your information and use it only for the specific services they
provide to us.
Legal Requirements
We may disclose your information if required by law, regulation, or legal
process. This includes complying with court orders, government requests, or
regulatory investigations. We will notify you of such requests unless
legally prohibited from doing so.
Business Transfers: If rtyfonsystem is acquired by another
company or undergoes a merger, your information may be transferred as part
of that transaction. We will notify you of any such changes and ensure your
privacy rights are protected.
Your Privacy Rights
You have several rights regarding your personal information. We are
committed to helping you exercise these rights and maintaining control over
your data.
Access and Portability
You can request a copy of all personal information we hold about
you. We provide this data in a commonly used, machine-readable
format so you can transfer it to another service if desired.
Correction and Updates
You can update or correct your personal information at any time
through your account settings. For complex changes, contact our
support team for assistance.
Deletion Rights
You can request deletion of your personal information. We will
delete your data unless we have a legal obligation to retain it or
need it for legitimate business purposes.
Processing Restrictions
You can request that we limit how we process your personal
information in certain circumstances, such as when you dispute the
accuracy of the data.
How to Exercise Your Rights
To exercise any of these rights, contact us at info@rtyfonsystem.com with your
request. We will respond within 30 days and may need to verify your
identity before processing certain requests. There is no fee for most
requests, though we may charge a reasonable fee for excessive or repetitive
requests.
Data Security and Protection
Our Security Commitment
We implement industry-standard security measures to protect your
personal and financial information. Our security framework includes
encryption, secure data centers, regular security audits, and employee
training on data protection best practices.
Technical Safeguards
All data transmitted between your device and our servers is encrypted using
TLS 1.3 or higher. We store your information in secure, access-controlled
data centers with multiple layers of physical and digital security. Our
databases are encrypted at rest, and we use tokenization for sensitive
financial data.
Access Controls
We maintain strict access controls to ensure only authorized personnel can
access your information. Our employees undergo background checks and
receive regular training on privacy and security requirements. Access to
personal data is limited to what is necessary for their job functions.
Data Retention and Deletion
We retain your personal information only as long as necessary to provide
our services and comply with legal obligations. Account data is typically
retained for the duration of your account plus seven years for financial
records, as required by South African financial regulations.
Automated Deletion
Some data is automatically deleted according to predetermined schedules.
For example, we delete detailed usage logs after 24 months and temporary
files after 30 days. When you delete your account, most personal
information is removed within 30 days, though some data may be retained for
legal or security purposes.
International Data Transfers
While rtyfonsystem operates primarily in South Africa, we may transfer your
personal information to other countries for processing or storage. When we
do this, we ensure appropriate safeguards are in place to protect your
information according to South African data protection standards.
Cross-Border Protection
We use standard contractual clauses and other legal mechanisms to ensure
your data receives the same level of protection regardless of where it is
processed. Our international service providers are carefully vetted and
must meet our strict privacy and security requirements.
Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience on our
platform. These small files help us remember your preferences, keep you
logged in, and understand how you use our services.
Cookie Categories
-
Essential Cookies: Required for basic platform
functionality and security
-
Preference Cookies: Remember your settings and
customization choices
-
Analytics Cookies: Help us understand usage
patterns and improve our services
-
Marketing Cookies: Used to deliver relevant
advertisements and measure campaign effectiveness
You can control cookie settings through your browser preferences. However,
disabling certain cookies may limit your ability to use some features of
our platform.
Changes to This Privacy Policy
We may update this privacy policy from time to time to reflect changes in
our practices, technology, or legal requirements. We will notify you of
material changes by email or through a prominent notice on our platform at
least 30 days before the changes take effect.
Your Continued Use: By continuing to use rtyfonsystem after
privacy policy changes take effect, you agree to the updated terms. If you
disagree with changes, you may close your account before they become
effective.
Children's Privacy
rtyfonsystem is not intended for use by children under 18 years of age. We do not
knowingly collect personal information from children. If we discover that
we have collected information from a child, we will delete it immediately
and terminate any associated account.
